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Get started with a Flexible CD Accountlayer
Get started with a Flexible CD Accountlayer
- Overview
- Rates
- Fees
- Benefits
Get started Flexible CDlayer
Not ready to open online?- Schedule an appointment
- Schedule an appointment
- Call us
- Phone number: 844.375.7027
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To open this account, choose your CD term and amount in the Rates section then select Display rates.
Go to Rates section
Why choose a Flexible CD from Bank of America?
Early withdrawal penalty applies. See details below.
Automatic renewals
The product will auto-renew into a 9 Month Flexible CD but at a different rate. You’ll get a maturity notice beforehand in case you’d rather redeem your CD.adatext
Guaranteed funds
With a minimum $1,000 deposit, you can earn a fixed rate for the length of your term. Deposits are insured by the FDIC up to $250,000 per depositor. Learn more about FDIC insurance
Flexible withdrawals
Full balance and interest can be withdrawn prior to maturity. A penalty of 7 days interest will be imposed for early withdrawals within the first 6 days of the account term (or within the first 6 days following any partial withdrawal during the initial or any renewal term). If your account has not earned enough interest to cover an early withdrawal penalty, we deduct any interest first and take the remainder of the penalty from your principal.
Rates
Flexible CD
Before we open your Flexible CD, choose your:
Terms available for Flexible CD:
Flexible CD ()
| Amount | Interest Rate | APYAnnual Percentage Yield (APY) |
|---|
Open now
Rates
Choose the desired term then the deposit amount to see rate options.
| Amount | Interest Rate | APYAnnual Percentage Yield (APY)adatext |
|---|
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Fees
Annual Fee
- $0
Transfer Fees
- $0
Withdrawal Penalty
- With a Flexible CD, we will waive the early withdrawal penalty except in connection with any withdrawals you request within the first 6 days of the account term (or the first 6 days following any partial withdrawal). See Deposit Agreement and Disclosures and Deposit Rate Sheet for more detail about the penalty calculation.
View a complete list of fees
Fees
| Annual Fee | Transfer Fees | Withdrawal Penalty |
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View a complete list of fees
Why bank with us?
Safety and security
For 9 years in a row, Bank of America was recognized as having the Best Overall Identity Safety in Banking by Javelin Strategy & Research, the nation's leading provider of financial institution research.adatext
A convenient mobile app adatext
Keep track of your balance and accrued interest on the go. Sign in safely and quickly with fingerprint sign-in or Touch ID.®adatext
A broad network of support
We're here for you anytime, almost anywhere with 24/7 online access and thousands of financial centers.
Rewarding relationships
Qualifying members can earn more rewards with their everyday banking. Learn more about Preferred Rewards.
Why bank with us?
Safety and security
For 9 years in a row, Bank of America was recognized as having the Best Overall Identity Safety in Banking by Javelin Strategy & Research, the nation's leading provider of financial institution research.adatext
A broad network of support
We're here for you anytime, almost anywhere with 24/7 online access and thousands of financial centers.
A convenient mobile app adatext
Keep track of your balance and accrued interest on the go. Sign in safely and quickly with fingerprint sign-in or Touch ID.®adatext
Rewarding relationships
Qualifying members can earn more rewards with their everyday banking. Learn more about Preferred Rewards.
Contact us
- Schedule an appointment
- Schedule an appointment
- Call us
- Phone number: 844.375.7027
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